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Head Consumer Lending (Cebu & Davao) - Financial Institution

Davao City Permanent PHP2,600,000 - PHP3,250,000 per year View Job Description
A leading Philippine financial institution is seeking a senior leader to oversee its home and auto financing portfolio across the Visayas region. The role will drive acquisition-to-booking performance, ensure operational excellence, and uphold compliance with regulatory and credit standards.
  • Lead regional growth for a high-impact consumer lending business
  • Strategic, influential role in a well-established financial institution

About Our Client

A trusted universal bank recognized for its stability, extensive nationwide presence, and strong consumer lending capabilities. The institution continues to expand its footprint in the regions and invests heavily in governance, compliance, and customer-centered lending operations.

Job Description

  • Oversee the home and car financing businesses for the Visayas region, covering acquisition through booking
  • Supervise loan acquisition via branch and unit referrals, end-buyer pipelines, corporate partners, and developer tie-ups
  • Ensure the division consistently meets profitability targets and maintains cost efficiency
  • Monitor document deficiency rates, past due performance, and resolution of audit findings
  • Ensure timely encumbrance and annotation of collateral documents within prescribed TAT
  • Coordinate with internal and external clients to address issues and maintain business continuity
  • Manage divisional administrative functions and operational requirements
  • Represent the institution in corporate and developer engagements, including client calls and project site inspections
  • Recommend improvements in policies, processes, and systems to enhance division performance
  • Perform other related duties as required

The Successful Applicant

    • Bachelor's degree holder
    • At least 10 years of relevant work experience
    • Strong background or deep expertise in consumer lending (home or auto financing experience preferred)
    • Proven leadership capability in a lending, credit, or regional operations environment
    • Strong stakeholder management, decision-making, and risk assessment skills



What's on Offer

    • Opportunity to lead a major regional lending portfolio
    • Senior-level visibility and influence within a respected financial institution
    • Competitive compensation package
    • Career growth in a stable and supportive environment



Contact
Nikole Pasilan
Quote job ref
JN-032026-6968283
Phone number
+63 917 707 5349

Job summary

Function
Banking & Financial Services
Sub Sector
Retail Banking - Financial Advisory / Personal
What is your area of specialisation?
Financial Services
Location
Davao City
Job Type
Permanent
Consultant name
Nikole Pasilan
Consultant contact
+63 917 707 5349
Job Reference
JN-032026-6968283

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.