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Head of MicroSMEs - Lending

Philippines Permanent View Job Description
The Head of Micro / Early‑Stage SME Lending will be responsible for building, scaling, and optimising a digitally enabled micro‑SME lending business, with full ownership of strategy, growth, credit performance, and profitability. The role will work closely with internal and external stakeholders to drive sustainable expansion through data‑driven decision‑making, automation, ecosystem partnerships, and disciplined risk management.
  • Own and scale a national digital micro‑SME lending business end‑to‑end.
  • Shape the future of digital micro‑SME lending at national scale.

About Our Client

Our client is a market-leading, technology‑driven financial institution focused on serving the SME sector. Highly profitable and well‑capitalised, the firm is embarking on its next phase of growth by expanding its digitally enabled micro‑SME offering.

Job Description

  • Define and execute the end‑to‑end strategy for the Micro/Early‑Stage SME segment
  • Build and scale a digitally enabled lending operation leveraging automation and data
  • Own portfolio performance across growth, yield, credit quality, and profitability
  • Partner closely with credit, risk, tech, and operations to optimise underwriting and servicing
  • Develop data‑driven frameworks using transactional and behavioural insights
  • Build, lead, and inspire a high‑performing, entrepreneurial leadership team
  • Structure and scale ecosystem partnerships (e‑wallets, POS, platforms, super apps)

The Successful Applicant

A successful Head of Microfinancing will demonstrate a strong blend of commercial leadership, financial expertise, and execution discipline, including:

  • Extensive experience within financial services, with strong exposure to microfinance, SME lending, or adjacent segments
  • Demonstrated success in leading, building, and managing high‑performing commercial or lending teams
  • Strong analytical capability with the ability to translate data into actionable strategy and performance outcomes
  • Solid understanding of regulatory frameworks, governance, and compliance requirements in the Philippines
  • Excellent stakeholder management, communication, and relationship‑building skills
  • A results‑oriented mindset, balancing growth ambition with disciplined execution and risk awareness
  • 10-15+ years' experience in SME lending, fintech, or digital banking with proven scale‑up success

What's on Offer

  • Highly competitive annual salary package
  • Comprehensive benefits package, details to be confirmed upon appointment
  • Opportunity to lead and shape a high‑impact lending platform within financial services
  • Stable, permanent leadership role with strong long‑term career progression potential
  • Collaborative, performance‑oriented environment within a market‑leading organisation



If you are a commercially driven leader with a passion for microfinancing and scaling businesses, we encourage you to apply for this exciting opportunity.

Contact
Janelle Ilagan
Quote job ref
JN-042026-6996419
Phone number
+63277955064

Job summary

Function
Banking & Financial Services
Sub Sector
Debt / Structured Finance
What is your area of specialisation?
Financial Services
Location
Philippines
Job Type
Permanent
Consultant name
Janelle Ilagan
Consultant contact
+63277955064
Job Reference
JN-042026-6996419

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.