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Lead Product Manager (Fintech)

Makati Permanent Work from Home or Hybrid View Job Description
This role is responsible for defining, launching, and optimizing acquiring products that enhance merchant payment acceptance. The Product Manager will lead strategic initiatives across technical, operational, and commercial teams to drive superior merchant experiences and payment performance.
  • Competitive salary and benefits
  • Join a leader in the financial technology space

About Our Client

The client is a rapidly growing organization focused on delivering innovative payment solutions. They are committed to building seamless and reliable digital payment experiences across global markets.

Job Description

Product Strategy & Roadmap

  • Define the product vision and multi‑year roadmap for acquiring services such as onboarding, authorizations, routing, settlement, and chargeback handling.
  • Conduct market research and competitive analysis across merchant acquiring, PSP capabilities, and omnichannel commerce.
  • Build business cases, forecast product impact, and prioritize features using data-driven insights.



Product Development & Execution

  • Convert product requirements into user stories, acceptance criteria, and functional specifications.
  • Lead end-to-end product delivery-from discovery and design to development, testing, certification, and enablement.
  • Manage integrations with card schemes, gateways, processors, risk engines, and value‑added services.
  • Collaborate with UX teams to deliver intuitive merchant and partner experiences.



Merchant & Partner Experience

  • Improve merchant onboarding, underwriting, and approval workflows to minimize friction.
  • Optimize transaction performance including authorization rates, routing logic, and reconciliation processes.
  • Ensure compliance with PCI-DSS, scheme rules, and AML/KYC regulations.



Operational Excellence

  • Monitor key performance metrics: authorization ratios, dispute and fraud rates, settlement timing, and system uptime.
  • Work with operations and support teams to address merchant issues and incidents.
  • Identify automation opportunities to enhance efficiency and reduce operational costs.



Commercial & Go-to-Market Support

  • Collaborate with sales, marketing, and partnerships on product packaging, positioning, and pricing.
  • Support negotiations with processors, acquiring banks, ISOs, and payment facilitators.
  • Train internal teams on product updates and merchant value propositions.



The Successful Applicant

Required

  • 3-7+ years of product management experience within payments, fintech, merchant acquiring, or related fields.
  • Deep understanding of acquiring fundamentals including interchange, fees, settlement, chargebacks, fraud, underwriting, and processing flows.
  • Experience working with APIs and collaborating closely with engineering teams.
  • Strong analytical skills with the ability to define and interpret KPIs.
  • Excellent communication skills across technical, operational, and executive stakeholders.
  • Familiarity with PCI-DSS, AML/KYC, and card‑scheme compliance requirements.



Preferred

  • Experience with omnichannel payments, POS systems, payment gateways, or PayFac/ISO models.
  • Hands-on experience integrating with acquirers, processors, or card network services.
  • Knowledge of global payment markets and cross-border nuances.
  • Background in high-growth fintech or merchant-facing organizations.
  • Relevant product certifications (Pragmatic, AIPMM, CSPO, etc.).



What's on Offer

  • Opportunity to work in a large organization within the financial services industry.
  • Permanent employment with growth opportunities.
Contact
Raffy Santamaria
Quote job ref
JN-012026-6931390
Phone number
+63 2 7795 2818

Job summary

Function
IT
Sub Sector
IT Project & Programme Management
What is your area of specialisation?
Technology & Telecoms
Location
Makati
Job Type
Permanent
Consultant name
Raffy Santamaria
Consultant contact
+63 2 7795 2818
Job Reference
JN-012026-6931390
Work from Home
Work from Home or Hybrid

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.